Your Right of Redemption After a Georgia Tax Sale
Your house sold at a tax sale — in Georgia, you may still have 12 months to act.
If your property was sold at a tax sale, it is easy to assume it is gone for good. In Georgia, that is usually not true right away. Georgia is a redeemable tax-deed state, which means the law gives you a window after the sale to reclaim the property — or to act on the value you still hold. This guide explains the right of redemption, what it costs, and how a fast sale can fit before the window closes.
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The 12-Month Right of Redemption
Under O.C.G.A. 48-4-40, the owner — along with creditors and others with an interest in the property — has the right to redeem the property for 12 months after the tax sale. During that period the tax-sale purchaser holds a tax deed but generally cannot take possession, collect rent, or improve the property. Redeeming puts title back where it was before the sale, subject to the liens that existed at the time. The right stays open until it is properly foreclosed, even past the 12-month mark, but the safe assumption is to act within the year.
What Redemption Costs
Under O.C.G.A. 48-4-42, the redemption price is the amount the purchaser paid at the tax sale, plus any taxes and special assessments they paid afterward, plus a premium — 20% of that amount for the first year or fraction of a year, and 10% for each year or fraction of a year after that, along with certain costs. In short, the price climbs the longer you wait, which is another reason acting early matters. After 12 months, the purchaser may move to foreclose and forever bar the right of redemption under O.C.G.A. 48-4-45 by serving notice and publishing it once a week for four weeks.
How Selling Can Help You Act in Time
If you still hold the equity and the redemption window is open, a fast cash sale can be the tool that lets you act — it can provide the funds to redeem, or let you sell your remaining interest before the deadline closes and the value is lost. POH Group LLC buys as-is for cash and can move quickly, with no lender to slow things down. Tell us where things stand with the sale and the timeline, and we will explain the options in plain terms so you can decide before the window closes.
Get a No-Obligation Cash Offer
A tax sale is not always the end of the story — but the redemption clock is real. Tell us the address and the date of the sale, and we will make a written, as-is cash offer and help you understand how much time you have left to act.
Get Your Free Offer TODAY!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!